When he suffers some setback in the course of his occupations, he persists again and again to improve his situation, and when he sees all his efforts thwarted and the ruin strike him, he accepts money from others, invaded by excessive greed.

The unfortunate man, no longer able to support his family, loses all beauty. He now thinks only of his failure and is deeply grieved.

Seeing him unable to provide for their needs, his wife and the other members of his family no longer respect him as they once did, at the same time. like the stingy farmers who no longer give the same care to an old ox, worn out by age.

Although it is now the responsibility of those he previously maintained, the foolish man still feels no aversion to home life. Deformed by old age, he prepares to meet the ultimate death.

He stays at home like a domestic dog, and feeds on what is given to him carelessly. Decreased by many disturbances, such as dyspepsia and loss of appetite, he only swallows very small portions of food, and becomes completely disabled, now incapable of any work. Thus affected by the disease, his eyes are bulging under the pressure of the air coming from inside his body and his glands are loaded with mucus. He breathes with great difficulty, and with each breath, a groan escapes from his throat: “ghura-ghura”. He thus falls under the claws of death and lies surrounded by his relatives and friends who lament; and although he wishes to speak to them, he is unable to do so, for time has seized him.

This man, who has worked to support his family without any control of his senses, finally dies in great pain and seeing his loved ones cry around him. He dies in the most pathetic fashion, overwhelmed with pain and deprived of conscience. At his last hour, he sees the Death Lord's envoys coming towards him, their eyes filled with anger. Overwhelmed by fear, he urinates and defecates. Just as a criminal is arrested by the police to endure his sentence, the man who has committed himself criminally to the pleasure of the senses is seized by the Yamadutas (the servants of the lord of death and judge of the guilty) who tie him by the neck with strong ropes and cover his subtle (ethereal) body to subject him to severe retribution.

As the agents of Yamaraja (the judge of the guilty), he trembles in their hands, seized with fear. Along the way he goes, dogs bite him, and he remembers the mistakes of his life. He thus experiences terrible distress. Under a blazing sun, the thief must travel along paths of scorching sand through burning forests. His torturers lash his back when he can no longer walk; hunger and thirst overwhelm him, but unfortunately this path offers no water, shelter or rest.

Along this road which leads him to Yamaraja's house, he often falls from fatigue, and sometimes sinks into unconsciousness, but we force him to get up. Thus he quickly finds himself brought in the presence of Yamaraja.